AU Vetta Credit Card – Better the Lifestyle, Better the Rewards

AU Small Finance Bank is a private bank that issues credit cards ranging from entry-level to the premium level. These cards cover different segments for individuals having different requirements and incomes. Some of the AU Small Finance Bank cards include the AU Vetta Credit Card, AU Altura Plus Credit Card, AU LIT Credit Card, AU Zenith Credit Card, AU Vetta Credit Card, and many more. In this article, we will be discussing about AU Vetta Credit Card.

Features and Benefits of AU Vetta Credit Card

Mentioned below are the features and benefits of AU Bank Vetta Credit Card:

Particulars	Credit Card Features & Benefits
Joining / Welcome Benefits	· Collect vouchers worth INR 2,000 on the minimum retail spend of INR 30,000 within 60 days of card setup
Accelerated Rewards Points	· 4 Reward Points per INR 100 retail spends* done on Grocery & Departmental store and Utility bill payments.· 2 Reward Points per INR 100 retail spends* done across all other merchant categories.· 1 Reward Points per INR 100 spend* on Rent, Insurance, and Education & Govt. categories.
Reward Point Redemption	· E-vouchers from top brands· Merchandise· Mobile/DTH recharges· Flight/hotel bookingsThe monetary value of the Reward Points is INR 0.25.
Milestone benefits	· Quarterly milestones:Earn 500 Reward Points & additional 1000 Bonus Reward Points on retail spend* of up to INR 50,000 and INR 1 Lakh per calendar quarter, respectively.· Yearly Milestones:Collect vouchers worth INR 1,000 on a minimum retail spend of INR 2.50 Lakh during your Credit Card’s anniversary year
Dedicated Concierge Services	· 24*7 Global Concierge Assistance· Avail of this service by giving a call at 1800-210-0298 or 022-42320298.
Insurance	· Get an Air Accident Cover of ₹50 lakhs.· There will be no liability for any transaction made from the card if it is lost and the loss is reported.· You can make safe and secure online transactions from a credit card.· Get a credit shield of up to ₹2 lakhs on this Card.· There is purchase protection of ₹25000 on this card.
Complimentary Lounge Access	Airport Lounges- 1 complimentary lounge access per calendar quarter within India, using your VISA Card.• For an eligible list of Domestic Airport lounges, click here. For detailed terms and conditions, click here– 1 complimentary lounge access per calendar quarter, using Priority Pass at all participating lounges outside India. For an eligible list of Priority Pass lounges, click here. Usage of Priority Pass within India is chargeable. For detailed terms and conditions, click hereRailway Lounges- 2 complimentary lounge access per calendar quarter, using VISA cards at railway stations. For a list of lounges and terms and conditions, click hereAdd-on cardholders can also enjoy these Railway lounge benefits within the mentioned complimentary number of visits. Please click here to view the details.
Fuel Surcharge Waiver	· 1% fuel surcharge waiver for fuel transactions between INR 400 and INR 5,000 at any fuel station (maximum of INR 250)

Fees

Mentioned below are the fees to apply for AU Vetta Credit Card:

Types of fees/charges	Amount of fee
Annual Membership fee	INR 2,999 + GST
Charges on Revolving Credit	3.49% per month
Foreign Currency Transaction	2.99%
EMI Conversion Charges	1% of the amount being converted to EMI, subject to a minimum of INR 99
Late Payment Fees	For Statement Balance:· Less than or equal to INR 100: Nil· Above INR 100 & up to INR 500: INR 100· Above INR 500 & up to INR 5,000: INR 500· Above INR 5,000 & up to INR 10,000: INR 700· Above INR 10,000 & up to INR 20,000: INR 800· Above INR 20,000 & up to INR 50,000: INR 900· Above INR 50,000: INR 1,100

Documents Required

Mentioned below is the list of documents required to apply for an AU Vetta Credit Card:

Title	Details
Proof of Identity	PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI, or any other government-approved photo ID proof
Proof of Address	Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof
Proof of Income	Latest one or 2 salary slips (not more than 3 months old), the Latest Form 16, Last 3 months’ bank statement

Eligibility Criteria

Mentioned below are the eligibility criteria to apply for an AU Vetta Credit Card:

· An applicant must be an Indian Resident.

· The minimum age of an applicant should be 21 years.

· The maximum age of an applicant should be 60 years.

· The age of the add-on cardholder must be above 18 years.

 AU Bank Credit Card Customer Care Number

If a cardholder wants to raise a complaint or query regarding any AU Bank Credit Card, one can reach out to the AU Bank Customer Care Number. The toll-free numbers for general queries are:

· 1800-1200-1500

· 1800-26-66677

Also, the non-toll-free numbers are as mentioned below:

· 0141 – 7141100

· 0141 – 4455000

The cardholders can reach out at below-mentioned e-mails:

creditcard.support@aubank.in

creditcard.priority@aubank.in (For Vetta, Zenith, and Zenith⁺ customers) 

FAQ’s

1. How to apply for an AU Bank Vetta Credit Card?

Mentioned below are the steps to apply for AU Bank Vetta Credit Card:

Step 1: Open the official website of AU Bank.

Step 2: Click on “Cards”, then “Credit Cards” and then search for “AU Vetta Credit Cards”. 

Step 3: Click on “Apply Now”.

Step 4: Provide documents including identity proof, address proof, and income proof (like salary slip or audited ITR acknowledgment) to proceed further with the application.

Is Vetta a contactless card?

Yes, AU Vetta can be used for making contactless payments for amounts up to INR 5000. 

What is Xpress EMI?

With the help of a credit card, one can convert their transactions worth INR 2000 or more into easy EMI options and select the tenure for repayment according to their comfort.